Justice College and Financial Aid
Justice College is dedicated to providing students with the financial support they need to pursue their education. Learn more about the financial aid opportunities available and the steps to apply by scrolling below. Our goal is to ensure every student has access to the resources necessary to achieve their academic goals.
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How to Apply for FAFSA at Justice College
Visit the FAFSA Website: Go to fafsa.gov to start your application. Create an FSA ID: You’ll need an FSA ID to log in and sign your FAFSA form. Complete the FAFSA Form: Provide your personal and financial information. Use Justice College’s school code: 043112. Submit Your Application: Once completed, submit the form and wait for a confirmation. Review Your Aid: Once enrolled at Justice College, you will receive a link to log into the Justice College FAFSA Portal to review your aid, make adjustments to your FAFSA form, and accept or deny loans.
Contact Financial Aid Office
Mike Navarro
FinancialAid@justicecollege.org
480-808-8990
9:00AM - 4:00PM
2777 S Gilbert Rd. Chandler Arizona 85286
Eligibility for Federal Financial Aid
To be eligible for federal financial aid at Justice College, students must meet the following requirements: 1. Be a U.S. Citizen or Eligible Non-Citizen: Students must be a U.S. citizen or hold eligible non-citizen status, such as having a valid green card. 2. Enrollment in an Eligible Program: Students must be enrolled in an eligible degree or certificate program at Justice College. 3. Maintain Satisfactory Academic Progress (SAP): Students must meet the college’s Satisfactory Academic Progress (SAP) standards, which include maintaining a minimum GPA and successfully completing a certain percentage of coursework. 4. High School Diploma or Equivalent: Applicants must have a high school diploma, GED, or an equivalent credential. 5. Valid Social Security Number Students must have a valid Social Security number, with some exceptions (e.g., residents of certain U.S. territories). 6. No Default on Federal Student Loans: Students must not be in default on any federal student loans or owe a refund on a federal grant. 7. Completion of FAFSA: Students must complete and submit the Free Application for Federal Student Aid (FAFSA) to be considered for federal financial aid. Justice College’s FAFSA code is 043112.
Types of Financial Aid Through FAFSA
Students who complete the Free Application for Federal Student Aid (FAFSA) may be eligible for a variety of financial aid options, including: 1. Federal Pell Grants: These are need-based grants for undergraduate students who demonstrate financial need. Pell Grants do not need to be repaid and are automatically accepted and disbursed to eligible students. 2. Federal Direct Subsidized Loans: These loans are available to undergraduate students with financial need. The government pays the interest on these loans while the student is enrolled at least half-time, during the grace period, and any deferment periods. 3. Federal Direct Unsubsidized Loans: These loans are available to undergraduate and graduate students, regardless of financial need. Interest accrues from the time the loan is disbursed, and students are responsible for paying the interest. 4. Federal Work-Study: This program provides part-time jobs for students with financial need, allowing them to earn money to help pay for education-related expenses. Availability of work-study positions depends on funding and job opportunities at the school. 5. Federal PLUS Loans: Parents of dependent undergraduate students can apply for these credit-based loans to help cover education costs not covered by other financial aid. PLUS Loans require repayment, and interest accrues immediately after disbursement.
Financial Aid Disbursements
At Justice College, financial aid disbursements are processed at the start of each semester and can be viewed through the FAFSA Regent Portal. Pell Grants are automatically accepted and disbursed to cover tuition, fees, and on-campus housing costs. If there are remaining funds after these charges, students may receive the excess as a refund for other educational expenses, such as books or living costs. Students must log into the FAFSA Regent Portal to accept or decline any federal loans they have been offered. It’s important to complete this process promptly to avoid delays in receiving funds. For any questions regarding the disbursement process, students should contact the Financial Aid Office.
Work Study Program
The Work Study Program at Justice College provides students with the opportunity to gain valuable work experience while earning financial assistance to help cover educational costs. This program is designed to balance a student’s academic responsibilities with part-time employment, enabling them to develop essential skills for their future careers. Eligibility Requirements: Must be enrolled at least half-time in a degree program. Maintain satisfactory academic progress (SAP) in accordance with the college's SAP policy. Demonstrate financial need as determined by the FAFSA or other financial aid documentation. Available Work Study Positions: Administrative Support Library Assistant Student Housing Support Athletic Department Assistant Marketing & Social Media Assistant Campus Maintenance Benefits of Work Study: Flexible work schedules that accommodate class times. Earn money to help pay for tuition, books, and other expenses. Gain professional experience in various campus departments. Develop time management, communication, and leadership skills. Program Details: Hourly wage varies by position but meets or exceeds the state minimum wage. Students may work up to 20 hours per week during the academic year.
Entrance and Exit Loan Counseling
Federal regulations require that all first-time borrowers of federal student loans complete Entrance Loan Counseling before receiving their loan disbursement. This counseling session ensures that borrowers understand the terms and conditions of their loans, their rights and responsibilities, and the repayment process. It is designed to help students make informed decisions about borrowing and managing their financial aid. You can complete Entrance Loan Counseling online through the Federal Student Aid website. In addition to completing Entrance Counseling, borrowers must also sign a Master Promissory Note (MPN), which is a legal agreement to repay the loan. The MPN can be completed online through the Federal Student Aid website. Exit Loan Counseling is required when a student graduates, leaves school, or drops below half-time enrollment. At Justice College, Exit Loan Counseling is conducted through the college to provide essential information on loan repayment options, deferment, and loan forgiveness programs. This session helps borrowers understand how to manage their loan repayment and avoid default.
Federal Student Aid and Study Abroad
Justice College offers a study abroad program in partnership with African Bible Colleges in Malawi, which is accredited by TRACS. Through this partnership, eligible students can apply their federal student aid, including grants and loans, to cover program costs. Students can use their aid for tuition, living expenses, and other study-related expenses. Those interested in this opportunity should complete the FAFSA and contact the Financial Aid Office for more information on eligibility and application procedures.
F-1 International Student Job Opportunities
At Justice College, F-1 international students have several employment opportunities that comply with U.S. immigration regulations. While studying in the U.S., international students may be eligible for the following job options: 1. On-Campus Employment: F-1 students can work on campus up to 20 hours per week during the academic year and full-time during school breaks. On-campus jobs can include roles in the library, dining services, administrative offices, and more. 2. Curricular Practical Training (CPT): CPT allows F-1 students to gain practical work experience in their field of study. This training is part of the student's curriculum and can be either part-time or full-time. Students must obtain approval from the Designated School Official (DSO) before beginning CPT. 3. Optional Practical Training (OPT): F-1 students are eligible to apply for OPT, which allows them to work for up to 12 months in a job related to their major. OPT can be used during or after completing their degree. Students must apply for and receive approval from U.S. Citizenship and Immigration Services (USCIS) before starting OPT. 4. Severe Economic Hardship Employment: In rare cases, students facing severe, unforeseen economic hardship may be eligible for off-campus employment with special approval from USCIS. Students must demonstrate that they have exhausted other employment options. Note: F-1 students are not allowed to work off-campus without specific authorization (such as through CPT, OPT, or Severe Economic Hardship). Engaging in unauthorized off-campus work can lead to serious consequences, including the termination of the student’s visa status. It is essential that students always follow the proper procedures and get approval for any employment. For more information on job opportunities and the application process, F-1 students should contact the International Student Services Office at Justice College.
Federal Ban on Incentive Compensation
In compliance with federal regulations, Justice College does not provide incentive compensation to any individual or entity for student recruiting, admissions activities, or decisions related to the awarding of federal financial aid. This policy adheres to the Federal Ban on Incentive Compensation, which prohibits colleges and universities from offering commissions, bonuses, or other forms of compensation based on securing student enrollment or obtaining federal financial aid. The goal of this regulation is to ensure that recruitment and financial aid practices are conducted ethically and in the best interests of students. Justice College remains committed to upholding these standards, ensuring that all recruitment and financial aid processes are transparent, fair, and in full compliance with federal law.
Federal Aid Satisfactory Academic Progress
Satisfactory Academic Progress (SAP) Satisfactory Academic Progress (SAP) is defined as a student’s progress toward successful completion of their degree requirements. It includes two components: Qualitative: Evaluates the student's cumulative GPA and ensures they meet the minimum GPA requirements for their program. Quantitative: Evaluates the student’s progress towards completing their program within a maximum timeframe, which cannot exceed 150% of the program's published length. SAP is calculated at the end of each semester using both the cumulative GPA and earned credit hours. Important SAP Guidelines: Transfer credits (T) are counted as both attempted and earned credit hours if they meet degree requirements. Failed grades (F), Incompletes (I), Withdrawals (W), and Withdrawals Fail (WF) count as attempted but not earned credit hours. Repeated courses count as both attempted and earned credit hours. Minimum Requirements: A cumulative GPA of 1.7 (C-). Earn at least 67% of cumulative credit hours attempted. Maintain an 80% attendance rate. Evaluations occur every 15 weeks and at the end of each semester. Probation Students who fail to meet SAP standards will be placed on academic probation for the following semester. During probation, students must raise their cumulative GPA to at least 1.7 by semester's end. Suspension If a student does not meet SAP standards by the end of the probation semester, they will be placed on suspension for the next semester. Academic Readmission/Reinstatement After fulfilling suspension terms, students may apply for reinstatement by submitting a Request for Reinstatement (available from the Director of Admissions). Reinstatement is not guaranteed. Upon readmission, students are limited to registering for no more than 15 credit hours. Academic Plan: Repeat courses where a passing grade (D or higher) was not earned. Meet GPA and other requirements specified in the Academic Plan. Students on an Academic Plan must not withdraw or earn non-passing grades while on the plan, or they will face immediate expulsion. Expulsion Expulsion applies to students who continually fail to meet performance requirements. Reinstated students must raise their GPA to 1.7 and earn 67% of attempted credits by the end of their Academic Plan. Failing to meet these requirements will result in permanent expulsion for two academic years. Maximum Timeframe Students must complete their program within a timeframe not exceeding 150% of the program’s published length. If students exceed this timeframe, they will be placed on SAP Suspension. Reinstatement is possible through a formal Request for Reinstatement, but students may need to arrange alternative payment methods if admitted.
Code of Conduct for Educational Loans
In accordance with 34 CFR 601.2, 34 CFR 601.21, and 34 CFR 668.14(b)(27) Justice College is committed to ensuring the highest ethical standards in the administration of student financial aid. To uphold these standards, the following code of conduct has been established to prevent conflicts of interest between the College, its employees, agents, and any lenders or affiliated entities. This code of conduct applies to all officers, employees, and agents of Justice College with responsibilities related to education loans. Prohibited Conduct 1.Revenue-sharing Arrangements: Justice College and its employees will not enter into any revenue-sharing arrangements with any lender. Revenue-sharing is defined as any arrangement between a college and a lender under which the lender makes educational loans to students attending the school, or to the families of such students, and the school recommends the lender or the loan products of the lender in exchange for a fee or other material benefits, including revenue or profit sharing, to the school or its employees. 2.Receiving Gifts: No officer, employee, or agent of Justice College shall solicit or accept any gift from a lender, guarantor, or servicer of education loans. Gifts include gratuities, favors, discounts, entertainment, hospitality, loans, or other items having a monetary value of more than a nominal amount. This prohibition is not limited to the acceptance of items of value, but also includes any service, entertainment, lodging, transportation, or meal provided by any lender, guarantor, or servicer. 3.Contracting Arrangements: Justice College employees with responsibility for financial aid will not accept from any lender or affiliate of any lender any fee, payment, or other financial benefit as compensation for any type of consulting arrangement or contract to provide services to a lender or on behalf of a lender relating to education loans. 4.Directing Borrowers: The College will not direct borrowers to particular lenders, nor refuse or delay loan certifications based on the borrower’s selection of a lender. Justice College will not assign a borrower’s private loan to a particular lender or refuse to certify or delay certification of any loan based on the borrower’s selection of a lender. 5.Offers of Funds for Private Loans: Justice College will not request or accept from any lender any offer of funds for private loans, including funds for an opportunity pool loan, in exchange for providing concessions or promises to the lender regarding a specified number of loans, loan volume, or a preferred lender arrangement. An opportunity pool loan is defined as a private education loan made by a lender to a student attending the College or the student’s family that involves a payment, directly or indirectly, by the College of points, premiums, additional interest, or financial support to the lender for the purpose of the lender extending credit to the student. 6.Call Center or Financial Aid Office Staffing Assistance: The College will not request or accept from any lender any assistance with call center or financial aid office staffing. However, this does not prohibit the College from requesting or accepting assistance from a lender related to: oProfessional development training for financial aid administrators oProviding educational counseling materials, financial literacy materials, or debt management materials to borrowers, provided that such materials disclose the identification of any lender that assisted in preparing or providing such materials oStaffing services on a short-term, nonrecurring basis to assist the College with financial aid-related functions during emergencies, including state-declared or federally declared natural disasters, and other localized disasters and emergencies identified by the Secretary of Education. 7.Advisory Board Compensation: Employees of Justice College will not receive any remuneration or other financial benefit from serving on an advisory board, commission, or group established by a lender or group of lenders, or by a guarantor or group of guarantors. Justice College employees may, however, accept reimbursement for reasonable expenses incurred in connection with such service. Annual Disclosure: All officers, employees, and agents of Justice College with responsibilities related to education loans will be annually informed of the provisions of this code of conduct to ensure adherence and to uphold the integrity of the College's financial aid process.
Withdrawal & Title IV Refund Policy
Return of Title IV Funds (R2T4) Policy A student who is no longer enrolled and attending is no longer eligible for in-school status or an in-school deferment. Justice College will report the student’s enrollment status as withdrawn ("W") in the National Student Loan Data System (NSLDS) Enrollment Reporting. Purpose of the R2T4 Policy Federal regulations require Title IV aid, which includes Federal Pell Grant, Federal Supplemental Educational Opportunity Grant (SEOG), Federal Work Study (FWS), and Federal Direct Loan (Subsidized, Unsubsidized, and PLUS) programs, to be awarded under the assumption that a student will attend the college for the entire period in which federal financial assistance is awarded. If a student resigns or stops attending classes, Justice College must determine if the student has earned the awarded Title IV aid. The college uses a pro-rated schedule to calculate the "earned" amount of aid and returns any "unearned" funds to the appropriate federal program. Once more than 60% of a semester or summer term is completed, the student is considered to have earned all the federal financial aid and is not required to return any funds. Policy If a student receiving Title IV aid withdraws (resigns) or stops attending before completing 60% of the full semester, summer term, or any accelerated part of term, Justice College must apply the Return of Title IV Funds (R2T4) calculation. The Financial Aid Office is responsible for calculating and processing the return of federal funds. Official Withdrawals: The official withdrawal date is used in the R2T4 calculation. Unofficial Withdrawals: The last date of attendance or the 50% midpoint of the term, whichever is later, will be used for the R2T4 calculation. Students are considered unofficial withdrawals if they receive failing or incomplete grades, or a combination of withdrawals, failing, or incomplete grades for the term. R2T4 Calculation Process Determination of Withdrawal Date For official withdrawals, the withdrawal date is the date the form is received by the Registrar's Office. For unofficial withdrawals, the mid-point of the term or the last documented date of attendance in an academic activity is used. Determination of Aid Earned The percentage of aid earned is based on the percentage of the semester, term, or part of the term completed. Example: If a student completes 35 days of a 118-day term, they have earned 29.7% of their aid. Determination of Aid Unearned The unearned aid is the difference between 100% and the earned aid percentage. For example, if 29.7% of aid is earned, then 70.3% is unearned. College's Responsibility to Return Aid Justice College will return the lesser of the unearned aid or the amount equal to institutional charges multiplied by the percentage of unearned aid. Unearned funds are returned to the following programs in this order: Federal Unsubsidized Direct Loans Federal Subsidized Direct Loans Direct PLUS Loans Federal Pell Grant Federal SEOG Grant Other Title IV Programs Student's Responsibility to Return Aid The student is responsible for repaying the unearned portion of disbursed aid. For loans, regular loan terms apply. For grants, students are required to return no more than 50% of the amount received for the payment period. Financial Aid Overpayments and Loss of Eligibility If a student owes Title IV funds, they will be notified within 30 days. Failure to make payment will result in registration and transcript holds, and the student will lose eligibility for future Title IV aid until the balance is resolved. Refunds for Official Resignations In the case of an official resignation during the refund policy period, the college will apply the refund policy, reducing tuition accordingly. If a credit balance remains, the student may be liable for any Title IV funds disbursed in excess. Unearned funds will be allocated to Title IV programs in the same order as mentioned above.